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Call Toll Free 1-866-414-LEND |
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 What information will be needed for Your Mortgage
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| For almost all loans |
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| Social Security Number For borrower and co-borrower if any. |
| Employment History For the last two years, employment dates, addresses, salary. Current pay stubs or W-2 forms. |
| Check and Savings Accounts and Certificates of Deposit Location of bank accounts, account numbers and balances. Address of bank if out of town. Last 3 months' statements. |
| Stocks, Bonds, and Investment Accounts Broker's name and address, description of stocks, bonds, etc. Last 3 months' statements or copies of stock certificates. |
| Life Insurance Policies Insurance company, policy number, face amount, cash value, if any. |
| Retirement Plan Approximate vested interest value. Copy of latest statement. |
| Automobiles Make and model of automobiles, their resale value. |
| Other Assets Market value of personal and household property. |
| Liabilities and Other Non-Mortgage Debt Creditors names, addresses, account numbers. Monthly payments and balances. |
| Other income information you may need |
| If you're self-employed: Two years tax returns, profit and loss statements Both company and personal if separate. |
| If you have income from: Commission, Overtime, Bonus, Partnership, Rental Property, Trust, Notes Receivable, Interest/Dividends You'll need two years' personal federal tax returns. |
| If employed in family business: Personal federal income tax returns and all schedules for the past two years |
| If divorced or separated: Complete executed divorce decree and settlement agreement Payment history of alimony/child support over the past 12 months. If you choose to have this be considered as part of your income (you don't have to), be prepared to provide 12 months canceled checks or bank statements reflecting income deposits. |
| If you own real estate |
| Name and address of all mortgage lenders for the past 12-24 months, account numbers, monthly payments and balances |
| If you've sold your home but not closed: A copy of the sales contract |
| If you've sold your home, closed, and you will
use the proceeds for your new down payment: A copy of the HUD-1 Uniform Settlement Statement |
| If you rent |
| Name, address and phone number of landlords for the past 12-24 months |
| If you're buying a home |
| Purchase sales contract or offer to purchase and all addenda Furnish contract with original signatures of buyer and seller. |
| If a source of your down payment is a gift:
Name, address and relationship of donor Gift funds will be verified in both the donor and recipient's accounts. Note: Not all loan programs allow gifts to be part of your down payment. |
| For FHA
Financing: Evidence of Social Security Number and photo identification |
| For VA
Financing: DD214 and Certificate of Eligibility |
| For Construction/Perm Loan: Signed construction with cost breakdown, builder plan and specifications |
